How Much Life Insurance Do I Need?Start by calculating your long-term financial obligations, then subtract your assets. What's left is the gap that life insurance will have to fill.You can’t
Mar 2 2018 53815 1
Dated: March 2 2018
Why you should hire a Termite specialist for a Real Estate purchase.
Many people will call for a home inspector, they check out a lot of vital systems that are in a home. You should always get a home inspector.
But these guys are not a termite specialist. they can only say they have seen some damage that looks like termites or maybe water damage (wood rot).
Both buyers and sellers consider the WDI inspection to be a nuisance -- just another obstacle in the path to closing the deal. But the truth is that a careful, thorough termite inspection by an honest, professional inspector is one of the most important steps in the process of buying a home.
The official name for what's commonly known as a "termite inspection" is "WDI inspection." WDI stands for "wood-destroying insects." Some older documents use the term "WDO," for "wood-destroying organism."
Either way, a proper WDI / WDO inspection, as required by the VA, FHA, HUD, and most banks, includes a lot more than just poking around for termites.
A properly-performed WDI inspection is a thorough examination of all accessible areas of a home for visible evidence of termites, carpenter ants, carpenter bees, and a variety of wood-destroying beetles, as well as for conditions conducive to infestation by those insects. as-well-as wood rot and water damage.
A good inspector will look for -- and alert you to -- things like wood that is too close to the soil, improper grading that can cause moisture problems, damaged rain gutter and downspouts, and many other easy-to-fix conditions that can save you thousands of dollars in repairs down the road.
They also let you know if there's evidence of a previously-treated termite or WDI problem, and how well that treatment seems to be holding up.
Take termite inspections very seriously. Termites and other WDIs (wood destroying insects) can cause major structural damage to your home, and the long-term damage that they can generate is expensive to repair.
Born and raised in the small town of New Iberia, Louisiana. Later graduated from college with a associates degree in computer networking. Went on to a 20 year career in the oil and gas industry. Now h....
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